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Group Products

By opting for group products of LIC, your company can reap lot of benefits. The major group products are as follows :

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Group Products

Product name  
Group Gratuity Product
  • Effective management of statutory obligation under the Payment of Gratuity Act, 1972
  • Attractive yield
  • Option to add life cover
  • Free Actuarial certificate from LIC compliant with prevailing Accounting Standards
  • Tax Benefits
Group Superannuation Scheme
  • Creates bonding of employees to employer due to sense of security of pension
  • Reduces attrition
  • Tax benefits
Group Leave Encashment
  • Management of leave encashment liability in effective way
  • Option for life cover
  • Attractive yield
Group Term Insurance Scheme
  • Insurance protection to all or specified employees which generates employees loyalty towards work & organisation
  • Competitive premium rate
  • Tax benefits
  • Option for double accident benefit
Group Insurance in lieu of EDLI
  • Better alternative to the statutory EDLI arrangement with RPFC
  • Option of uniform or graded life cover
  • No medical examinations
  • Speedy claim settlement
  • Option of additional cover for accident
  • Tax Benefits



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